Associate General Counsel (Consumer)

Happy Money is a financial technology company that offers a people-first lending experience in partnership with credit unions and other community-focused financial institutions. Our vision of transforming the lending industry comes to life through our connected platform of financial partners who help offer a happier digital lending experience that meets the needs of todays customers. Through automation and proprietary underwriting models, we offer flexible rates and payment plans that work best for borrowers unique financial situations. And we are expanding the reach of our core product, The Payoff Loan for credit card debt reduction, to even more consumers via embedded financial services.

Backed by leading investors, Happy Money has helped over 310,000 borrowers since its inception working with lending partners to fund more than $5.7 billion in loans*. As a fully distributed company, Happy Money has a passionate and purpose-driven employee base of over 300 people across the United States. For more information, please visit happymoney.com.

ABOUT THE ROLE

• Actively collaborate with teams across the company, including product, strategy, compliance, financial partnerships, people and culture, and marketing
• Drafting and updating terms of service, privacy policies, and other consumer-facing documents.
• Review all marketing materials including social media, direct mail, and email.
• Counsel on all aspects of consumer litigation and complaints across a range of regulatory issues including FCRA and FDCPA among others.
• Advise compliance team on regulatory issues, audits, and state licensing requirements.
• Strategize about regulatory developments to help us stay ahead of the game

ABOUT YOU

• JD from an accredited U.S. law school
• 5+ years of experience handling a combination of product counseling, consumer litigation, regulatory compliance, and privacy.
• Currently eligible to practice in a U.S. state bar (or D.C.)
• Expert in federal and state consumer protection and regulations: FCRA, ECOA, FDCPA, GLBA, etc.
• Ability to identify, analyze, and propose creative solutions to legal and business issues in a hands-on manner
• Excellent interpersonal, written, and verbal skills
• Strong work ethic and careful attention to detail
• Excel at understanding complex legal topics and explaining them to non-attorneys in clear and concise terms
• Experience with financial technology, including NACHA.
• Experience negotiating and drafting commercial contracts
• Experience handling general corporate matters

BENEFITS + PERKS

• Medical, dental, and vision insurance options covered at 100% for you & family
• 401k Plan with a matching contribution
• Generous PTO
• Monthly Health and Wellness Days
• 12 Weeks Paid Family Leave
• Company-paid short & long term disability and life insurance
• Happy Home Allowance to contribute to your home office workspace
• Happy Money is a 100% fully distributed workforce

$190,000 - $205,000 a year